Gov. Deval Patrick presents a Congressional Gold Medal to surviving members of the Tuskegee Airmen. More on Scenes
 Home economics
The subprime mortgage crisis provides a chance for black-owned banks to restore financial credibility
Howard Manly
In normal times, a bank offering a 30-year fixed at 5.75 percent wouldn’t register a blip on the national mortgage Richter scale.
But these aren’t normal times. At last count, the costs of the subprime mortgage crisis are in the billions, CEOs of major financial institutions are resigning or cost-cutting thousands of jobs, and the number of foreclosures in Massachusetts alone has ballooned 76 percent from last year. Full story
Activists look to future after Arroyo’s defeat
Yawu Miller
The mood at Slade’s Bar & Grill in Roxbury turned from tense to somber last Tuesday night as the vote tallies pouring in from precincts across the city confirmed Felix Arroyo’s fifth-place finish in this year’s race for the four at-large seats on Boston’s City Council.
Arroyo’s defeat dealt a crushing blow to both the Team Unity black-Latino-Asian voting bloc on the council and the growing political movement activists of color have built over the last five years. Full story
 Strand hosting concert to benefit Hub’s homeless
Victoria Cheng
For blues and soul singer Mighty Sam McClain, homelessness was a blessing in disguise.
Like the other obstacles in his life — from abuse at his stepfather’s hands to his years spent picking cotton and hauling hay in Louisiana — homelessness “was the only way that I had to go to get to be the man I am,” McClain said in a recent interview. “This was my road, this is my path.” Full Story
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OPINION
Raising teaching standards: NYC bonus pay plan gives hope for educators, schools in finding middle ground
— Marc H. Morial
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LETTERS TO THE EDITOR
Is Puerto Rican e-mail scuffle much ado about nada?
— Carlos Saavedra
Boston
Low turnout a sign that greater involvement a must
— Michael Flaherty
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NEWS DIGEST
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NEWS NOTES
• Patrick signs law to benefit Mass. workers
• CDC awards $35M to support HIV testing, increase early diagnosis among blacks
• Ministers start fund to help homicide victims’ families
• City, state elections on tap for October and November
• Commonwealth to receive nearly $12M in emergency energy assistance
• BU names leading virologist to biolab post
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